Borrow up to £10,000,000 to grow your business
We support growing businesses in accessing the capital they need to achieve ambitious goals.
Growth-focused loan products
Fuel your business growth with tailored loan products, designed to scale your success efficiently.
Debt Financing
Access the capital your business needs through bespoke loans tailored to suit your business growth plans.
Revolving Credit Facilities
Flexible financing option that allows businesses to borrow money up to a set limit and repay it over time.
Revenue Based Finance
Use recurring business transactions and performance to generate non-dilutive capital to grow your business.
Bespoke Finance
Prospa supports businesses in securing non dilutive financing. Hybrid facilities, nav financing, liquidity facilities, Capital call facilities, and more, we can support all industries from professional service businesses to private equity funds.
Real Estate Financing
Providing tailored real estate financing solutions to investors, owners and developers with commercial real estate assets across sectors and circumstances, from stabilized to transitional.
Frequently Asked Questions
Find answers to our most frequently asked questions.
Prospa Capital is a sector-agnostic broker and funder supporting ambitious businesses in securing the capital they need to achieve success.
We work closely with business owners and management teams to identify their capital goals and leverage a strong partner network of funders to secure productive capital.
We serve a variety of businesses, including startups, midsize companies, and scaling companies across multiple sectors.
Prospa provides financial solutions for a diverse range of sectors, including retail, technology, healthcare, hospitality, and more. If you’re unsure whether your sector qualifies, please reach out to our support team.
Loan amounts vary based on your business type and financial history. Startups can apply for loans ranging from £2,000 to £300,000, midsize companies from £300,000 to £1 million, and scaling companies can access loans over £1 million. On average, our loans typically range from £50,000 to £500,000.
To apply for a loan with Prospa, you will typically need:
Proof of business registration
Financial statements (income statement and balance sheet)
Tax returns (business and personal, if applicable)
A business plan outlining your growth strategy
Identification documents (e.g., passport or driver's license)
We generally require businesses to be operational for at least 2-3 years. However, we assess each application on a case-by-case basis, considering factors such as revenue and creditworthiness.
The loan approval process typically takes between 2 to 3 days, depending on the completeness of your application and any additional information we may need.
While credit score requirements may vary, a score of 655 is generally considered fair. Prospa takes a holistic view of your financial situation, so we consider various factors such as cash flow, revenue, and business potential alongside your credit score. If your score is on the lower end, it may affect the loan amount or terms, but we encourage you to apply, and our team can work with you to find suitable options.
If you miss a loan payment, please contact our support team as soon as possible. We may offer solutions to help you manage your repayment plan, but late fees may apply.
Yes, existing borrowers may be eligible for additional funding once they have demonstrated a positive repayment history and financial growth.
Repayment terms vary based on the loan amount and type. Typically, we offer flexible repayment options ranging from 6 months to 5 years. You will be informed of your specific terms upon loan approval.
Prospa encourages responsible borrowing, and we do not charge penalties for early repayment. Paying off your loan early can save you on interest costs.
Interest on your loan is typically calculated based on a fixed rate that is determined at the time of loan approval. This rate will be communicated clearly in your loan agreement.
You can apply for a loan directly through our website. Simply fill out the application form, upload the required documents, and our team will review your submission and get back to you promptly.
Yes, as long as you have a registered business and meet our KYC requirements, you can apply for a loan from anywhere in the world. Reach out to our support team for assistance.
The security of your data is our top priority. We employ robust encryption methods, secure connections, and adhere to strict data protection regulations to ensure your information is safe.