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Introducing The New Prospa Web Dashboard

November 7, 2023 Taff Alabi No comments yet

The first rule of building a user-centric product is listening to users and building what works for them. Here at Prospa, we have taken every feedback gotten from users coupled with a better understanding of their needs and redesigned our web dashboard to enable our members to do more and bank better.  Our new web […]

Product Guides, Uncategorized

Unlock Your Activation Promo Bonus with Prospa!

June 22, 2023 Taff Alabi No comments yet

Are you ready to receive a bonus of N2,000? It’s simple! Just deposit N100,000 or more into your Prospa Account, and that’s it! You’ll unlock N2,000 Activation Promo Bonus within 48 hours. And guess what? Your bonus will be waiting for you in your SAFE account, where it can earn interest too! Watch the video […]

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Get Rewards for Receiving Money into Your Prospa Account this Month! 🎉

June 20, 2023 Taff Alabi No comments yet

We want you to know that we appreciate you and your business is important to us so this month as part of our Activation Promo we’ll be rewarding you with a bonus of N2000.  To qualify for our Activation Promo Bonus you’ll need to receive N100,000 or more into your Prospa Account and you’ll receive […]

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Opening a Corporate Bank Account in Nigeria: A Step-by-Step Guide

February 8, 2023 Taff Alabi No comments yet

Starting a business in Nigeria requires a lot of hard work, planning and preparation. One important aspect of setting up your company is opening a corporate bank account. Having a dedicated business bank account is essential for separating your personal and business finances, as well as for building a strong credit history for your company. […]

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Terms & Conditions

December 20, 2022 Taff Alabi No comments yet

These Terms and Conditions (the “Agreement”) govern the use of the POS services provided by Prospa (the “Company”) to its members. By using a purchasing a Prospa POS, you agree to be bound by the terms and conditions outlined below: Definitions “Member” refers to any individual or entity using a POS provided by the Company. […]

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WIN a ₦100,000 Business Grant When You Refer Prospa

December 6, 2022 Kemi Aremu No comments yet

Welcome to Prospa’s Refer and win program. When you refer other business owners to sign up to Prospa, we reward you with a commission anyway but we decided to step it up a notch and give 4 lucky members the chance to win an extra ₦100,000 business grant for their businesses before the year run’s […]

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How one conversation changed everything for Caramel Plugg

November 28, 2022 Prospa Team No comments yet

Hi Caramel, tell us about Caramel shop and what inspired you to start your business Caramel Shop is a lifestyle and leisure brand based in Lagos Nigeria that started out as a way to connect with my fans with the signature Caramel bonnet and has grown into a leisure wear brand that stocks items from […]

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 Do you know Zainab?

November 25, 2022 Taff Alabi No comments yet

We want people to find out about your business and what you do, so as part of our #MemberStories series we’ll be giving you the opportunity to discover businesses, business owners, products and services directly from your inbox. Today we’d like you to meet 👇🏿 Zainab, Founder and Creative Director of Soles N Shades Zainab […]

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Important Update: A Better Prospa Experience

August 30, 2022 productops No comments yet

Our mission to help African business owners power their businesses to prosperity means we are always exploring various ways to expand our services and provide a better experience for our members. We would like to inform you about an important update to Prospa accounts. In the coming week, we’ll be releasing a new update across […]

Prospa Stories, Uncategorized

“Prospa has helped me Prospa” – Ini Edo, Actress & Entrepreneur

April 14, 2022 Prospa Team No comments yet

Prospa is Ini Edo’s favorite tool for managing her business and banking. Ini Edo, Nollywood actress and producer, knows a thing or two about success. In fact, she is one of Africa’s most celebrated actresses, and has featured in more than 100 movies since her debut. And she has no plans to stop there. Ini […]

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Prospa is a global fintech company. Banking and other financial services are provided by licensed and regulated institutions in their respective jurisdictions. Access to products and services may differ depending on the country you are in when using Prospa. 

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    Apply for a loan with Prospa

    Fill out the form below to get started, and enjoy competitive rates, fast approvals, and a team dedicated to supporting your financial journey.

    1. Personal Information

    Full Name of Business Owner:
    Gender:
    Phone Number:
    Email Address:
    Personal Credit Score Range:

    2. Business Information

    Business Name:
    Registered State:
    Registered Country:
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    Business EBITDA (If Known):
    Business Type:
    Year Established:
    Do you have any co-owners or partners in the business? YesNo

    Please provide their names and ownership percentages:

    3. Loan Information

    Amount of Loan Requested:
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    4. Permissions

    Do you authorize Prospa to access your business financial statements and bank records to verify your financial information? YesNo
    Do you authorize Prospa to conduct background checks on you and your business as part of the loan approval process? YesNo
    Do you give permission for Prospa to run a soft credit check that won’t affect your credit score? YesNo
    Do you consent to Prospa sharing your data with partners if you are eligible for loans? YesNo
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    5. Business Financials

    Please provide a brief description of your business:

    Have you previously taken a loan for your business? YesNo

    Please provide details (amount, purpose, and repayment status):

    What is your current cash flow situation?

    Do you have any business assets that could be used as collateral? YesNo

    Please list the assets and their estimated values:

    What differentiates your business from your competitors?

    What are your growth plans for the next 1-3 years?

    How do you plan to use the funds from this loan to achieve your goals?

    Is your business fully compliant with local regulations and licenses? YesNo

    If no, please explain:

    Do you have business insurance? YesNo

    If yes, please specify the type of coverage: